Getting Cheap Breakdown Cover

Breakdown cover doesn’t have to be an unnecessary expense, it is possible to get a breakdown cover policy that reflects the amount it is used. There are many different choices when it comes to breakdown cover whether you become a member of a particular organisation like the AA or RAC, or just agree to a "per-claim" deal with a company like Green Flag.



These days, breakdown cover can be offered as an extra service to tradition car insurance, or even as an additional part of premium or "packaged" bank accounts. Both sound like good ideas when it’s first brought to your attention but in reality neither of these actually work out cheaper if you’re not likely to use the benefits of the particular policy you get. Most breakdown cover policies are offered with graduated levels of service, from basic up to gold or premium where the basic packages offer UK roadside assistance, vehicle recovery to a nearby garage, onward transport and a messaging service.



Extras like home start, personal breakdown cover or a policy that spreads across numerous vehicles is likely to cost more and it is important you weigh up whether you feel they are necessary for the situation you are in. With pay-per-incident insurance, you have to pay the repair costs upfront and then claim them back from your breakdown provider. Average repair costs have been estimated at around the £390 mark which may suit you if you are fairly well organised, but if you think you may forget to claim your bills back, it’s a false economy!



One of the biggest things you need to remember when you’re making these decisions is to be realistic oo. If your car is over 15 years old, paying for the extremely comprehensive service offered by companies like the RAC and AA might suit you better than a pay-per-breakdown insurance policy like Green Flag. Equally, if you only drive locally you could find that a simple roadside assistance deal and a local garage would work just as well.



Another key tip is to ensure that you don’t fall for the trap of choosing annual European unless you’re really going to use it. Unless you’re going to be making multiple trips abroad each year, you probably don’t need it - if you only plan to holiday there once, buy single trip insurance instead.









http://www.BreakdownService.net provides a range of articles and advice on breakdown cover and the various options available to you.